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Cheap Countries To Visit from Australia

Do you want to explore the world without going broke? Are you interested in cheap countries to visit from Australia?

cheap countries

I’ve created a list for you with places that are as exciting as they are affordable.

From hidden tropical paradises in Asia to charming old cities in other parts of the world, there’s a whole world out there waiting for you.

Best of all, you won’t have to break the bank to see it. So, grab your backpack, fill up your water bottle, and let’s start this journey together.

Adventure and affordability? I’m sure, that’s a combination you can’t resist.

1. Queenstown, New Zealand

Cheap Flights To Queenstown

Queenstown, New Zealand, also known as the ‘Adventure Capital of the World’, should be on your travel bucket list if you’re seeking thrilling activities without straining your paycheck. The good news is that affordable plane tickets are available, starting at $262 for direct flights from Melbourne.

This budget-friendly destination is merely 3.5 hours flying time from Melbourne, making it an attractive short-haul trip destination for Aussies. The place offers a variety of adrenaline-pumping activities like bungee jumping from the Kawarau Suspension Bridge, skiing in Coronet Peak and The Remarkables, and boat riding in Lake Wakatipu.

2. Bali, Indonesia

Budget-Friendly Bali Travel Guide

Bali, Indonesia, is a favourite amongst Australians looking for cheap places to travel. With direct flights from Darwin starting at only $155, it’s not hard to see why Bali is a hot spot for budget travellers.

In just 5.5 hours from Melbourne, you can find yourself on ‘The Island of Gods’, enjoying beautiful beaches, marvelling at majestic palm trees, and relaxing in local spas with therapeutic Balinese massages. Affordable accommodation and a variety of delicious cuisines, including local favourites like ‘babi guling’, await Aussie travellers in Bali.

Whether it’s exploring ancient temples like Tanah Lot and Uluwatu or strolling through picturesque landscapes of Jatiluwih Rice Fields and Mount Batur, Bali promises a memorable, low-cost holiday.

3. Bangkok, Thailand

Affordable Trip To Bangkok

If you’re planning an international trip, one of the cheap places to travel from Australia includes the bustling city of Bangkok, Thailand. The capital city is known for its raw energy, colourful street markets, and intricate temples.

A trip to Bangkok ensures you get the most out of your money. Sandwiched between traditional Thai cultures and modern-day urban life, it is no surprise that it’s a hit among Aussies.

Flying to Bangkok doesn’t have to be a financial strain. Direct plane tickets start at $262 from Melbourne.

That’s a steal for a destination that promises an unforgettable Asian adventure.

Once you land, you’ll be surprised at how affordable living is. An average meal at a local restaurant only costs around$1-$2.

Accommodation is also budget-friendly, with good quality hostels available from $5 per night.

4. Singapore

Best Deals On Singapore Travel

Singapore, the Lion City, is another budget-friendly destination that Australians can consider. This city is not just about towering skyscrapers and futuristic architectural landmarks.

It is also home to a blend of cultures, with cheap yet delicious street food and thriving markets waiting to be explored.

From Australia, the flying time to Singapore is around 7 hours and 47 minutes. With direct flights from Perth starting at $279, you can step into the city that marvels with its mix of modernity and tradition.

There are many affordable attractions to fill your days. You can explore the Gardens by the Bay, visit the iconic Merlion, or take a stroll in the Botanical Gardens.

And if you are an adrenaline junkie, head straight to Sentosa Island for thrilling water parks and the Universal Studios Singapore.

Although Singapore has varying temperature, much like most of South East Asia, it’s best to visit during the month of December when the weather is unto 2 degrees cooler than the annual average.

5. Nadi, Fiji

Cheap Getaway To Nadi, Fiji

Nadi, Fiji is a paradise with affordable travel options, characterized by beautiful beaches and therapeutic hot springs. It’s a gem for Australians who want a break without straining their finances.

The average flying time from Sydney to Nadi is about 4 hours and 30 minutes, making it a top choice for Aussies looking for short and enjoyable trips.

Noteworthy attractions include the Sabeto Hot Springs, Garden of the Sleeping Giant, Denarau Island, and Kula Wild Adventure Park. From getting a suntan on the beach to enjoying a Balinese massage in local spas, there’s much to do in Nadi.

Flight Costs

The plane tickets to Nadi, Fiji start from AUD$339 for a direct flight from Sydney. This cost is exclusive of accommodation and other expenses.

You can stay in resorts with beachfront views and fine dining starting at USD$140 per night.

6. Vietnam

Wallet-Friendly Vietnam Trip

Vietnam is an Asian gem, marvelling Australians with its ancient cities, rural villages, and affordability. The average flying time from Melbourne to Vietnam is approximately 9 hours and 7 minutes.

From savouring the taste of Pho, cheap street food, to witnessing the beauty of the Ha Long Bay and exploring Ho Chi Minh City, Vietnam is a thrilling experience.

Flight & Accommodation Costs

Plane tickets to Vietnam start at an economical rate from $344 for a direct flight from Melbourne.

The typical daily budget for a tourist in Vietnam ranges from $20 to $25, including meals and transportation costs. A decent hotel room can cost from $1 to $5 per night in budget hostels.

Covid-19 Impact and Rules

In March 2021, the pandemic caused international tourism to suffer a loss of $40.7 billion. But, following the easing of covid-19 restrictions, Aussies can now travel in and out of the country without the burden of exemptions and quarantine flights.

7. Philippines

Budget Tips for Visiting the Philippines

If you’re looking for cheap places to travel from Australia, the Philippines should be on your bucket list. With a flying time of 8 hours from Melbourne, this paradise offers pristine beaches and great diving spots with an affordable cost of living.

White sand beaches and unique landmarks such as Chocolate Hills are some of the country’s main attractions. Island hopping in the Philippines can also be a budget-friendly way to explore the country.


In the Philippines, you can find a decent guesthouse or hotel room for around $1 to $20 (USD) per night. Many places also offer discounts for longer stays.


The Philippines is well-known for its mouth-watering street food. You can enjoy a full meal for less than $3 (USD).

Travel & Transportation

Public transportation is the cheapest way to travel around the Philippines. Jeepneys, the local buses, usually charge less than $1 (AUD) per ride.

8. Malaysia

Money-Saving Travel to Malaysia

For affordable international travel from Australia, consider visiting Malaysia. With a flying time of 8 hours from Melbourne, Malaysia offers historical landmarks like the Petronas Twin Towers and relaxing white sand beaches.

Local markets offer a unique opportunity to purchase traditional Malay goods, from delicious street food to handmade crafts, at affordable prices.


In Malaysia, accommodation is well-priced with budget hotels starting from AUD$10 per night. Luxury options are also relatively cheap compared to Australian prices with four-star hotels starting around $40 (AUD).


Eating in Malaysia can be incredibly economical. A meal at a local hawker stall often costs less than $2 (AUD), offering a flavorful and budget-friendly dining experience.

Getting Around

Public transport is widespread in Malaysia and very cheap to use. Trains, buses, and ferries usually cost less than $1 (AUD).

There’s no cheaper way to travel around Malaysia!

9. Kyoto, Japan

Affordable Kyoto, Japan Journey

Kyoto, Japan, formerly Japan’s capital, often charms visitors with a mix of old and new, making it an ideal travel destination. It is accessible from Australia with a flying time of approximately 9 hours and 47 minutes from Melbourne.

The cost of flights is relatively cheap, with rates starting at AUD$330. Once in Kyoto, tourists can look forward to experiencing its rich Japanese culture.

Low-Cost Food and Attractions

Kyoto offers cheap food that delights both the eyes and the palate. Visiting historical sites and cultural venues is also affordable, making your Kyoto visit worth every Australian dollar.

Immersive Cultural Experiences

Travelers can engage in casual activities such as calligraphy or visit local museums. For anime lovers, visiting the local anime shops is a must.

Kyoto is indeed an affordable haven for Australian travelers.

10. New Delhi, India

Low-Cost Exploration Of New Delhi, India

A visit to New Delhi, India, offers a bustling blend of historical sites, vibrant markets, and cheap, mouth-watering street food. Despite being a long-haul destination with a flight time of 12 hours and 50 minutes from Melbourne, it remains a budget-friendly destination with direct flight tickets starting at AUD$262.

Affordable Historical Sites

New Delhi is a treasure trove of history. Tourists can visit historical sites like the world-renowned Taj Mahal in nearby Agra or the Red Fort without straining their wallets.

Cheap Street Food

The city’s cheap street food is worth a try. A hearty meal can cost as little as $1, so your food allowance can stretch even further.

Low-Cost Adventure

Embrace the hustle and chaos of Indian transport. Taking a scooter or public bus is not only an exciting adventure, but also a cheap transportation method.

From food to attractions to transport, New Delhi, India, makes for an epic yet affordable escape for Aussies.

Wallet-Friendly Travel Destinations (and Prices)


Destination (Direct Flights) Starting Price of Flight Tickets (AUD – 2024) Why Go There? Flight Duration from Australia
Bali, Indonesia $394 Luxury resorts, therapeutic hot springs 3.48 hours (cheapest from Perth)
Queenstown, New Zealand $417 Adrenaline-pumping activities such as bungee jumping 3.5 hours (cheapest from Melbourne)
Nadi, Fiji $550 Beautiful beaches, hot springs 4 hours and 30 minutes (cheapest from Sydney)
Singapore $526 Futuristic architecture, inexpensive dining options 7 hours and 47 minutes (cheapest from Melbourne)
New Delhi, India $1675 Historic sites, street food, low cost of living 12 hours and 33 minutes (cheapest from Melbourne)

Cheap International Travel For Australians

With the lifting of flight restrictions, Australians have multiple possibilities for affordable international getaways.

The strength of the Australian dollar gives Aussies an advantage when traveling abroad.

Australia’s proximity to several budget-friendly countries further makes international travel a viable option.

From the white sand beaches in Fiji to the majestic palm trees in Bali, there’s an option for everyone. Thrill-seekers have Queenstown, New Zealand, known as the adventure capital of the world, at their disposal.

Food lovers can head to Malaysia or Thailand for affordable and delicious street food. Or, explore the rich history and cultural landmarks in New Delhi, India.

Not to forget Singapore, a blend of modern-day architecture and cheap, scrumptious food.

Each of these places offers not just a different culture and landscape, but also flight times that range from a few hours to half a day from major Australian cities. Just remember to check for the average cost of living in these destinations to help with your budgeting.

Top Credit Cards for Students in Australia

If you’re a student in Australia, knowing the ins and outs of available credit options is a crucial step in managing your finances.

credit cards

Let’s see which are the top credit cards for students in Australia. I’ve tried out different banks and checkd what they have to offer. I will only include the ones that have awesome benefits such as low annual fees and cashback rewards.

I will also teach you about responsible credit card use and how to avoid landing in debt.

But what makes a good credit card for a student, and how do the benefits offered by different banks compare?

“Credit cards can be like a double-edged sword: a powerful tool that can either build your financial kingdom or cut deep into your pockets if not used wisely.”

Finding The Best Credit Card for Students in Australia

As a student in Australia, you need a credit card that is tailored to your unique needs and financial situation. The best student credit cards offer low rates and fees.

Banks such as ANZ, Bankwest, and Commonwealth offer credit cards that fit these criteria.

Consider cards that offer interest-free days, low credit limits, instalment plans, and digital wallets among other features. Coles Student Credit Card and Westpac Student Credit Card are good examples.

It’s important to compare cards and choose the one that offers the most benefits for your circumstances.

It’s also crucial to find an option with the best features and lowest costs. Consider things like annual fees, interest rates, and credit limits.

Bank Credit Card Annual Fee Interest Rate Credit Limit
ANZ ANZ Credit Card Low Low Low
Westpac Westpac Student Credit Card No Standard Low
NAB NAB Student Credit Cards Low Standard Low
Coles Coles Student Credit Card No Low Low

Remember, the right card depends on individual circumstances like income level, need for rewards, or ability to pay off full balance every month.

Choosing The Right Credit Card

When selecting the right credit card, a number of factors are crucial to consider. These include low-interest rates, low or no annual fee, and the presence of complimentary extras like extended warranties and purchase protection insurance.

Here are some of the best student credit cards in Australia:

Credit Card Name Bank Name Annual Fee Interest Free Days
Low Fee Credit Card ANZ $0 45
No Annual Fee Credit Card Citi $0 55
Zero MasterCard Bankwest $0 55
Student Credit Card Westpac $30 55

Students should cautiously consider and compare these options before applying. It’s crucial to balance the immediate benefits against potential interest charges and account costs.

Understanding Credit Card Fees

Student credit cards come with various costs that you need to understand before applying. Key costs include annual fees, purchase rates, cash advance rates and fees, and foreign transaction fees among others.

Fees Explanation
Annual Fee This is the fee charged annually for using the credit card. Some cards, like Coles No Annual Fee Mastercard, do not charge this fee.
Purchase Rate This is the amount of interest you are charged on purchases if you do not pay off the full balance within the interest-free period.
Cash Advance Rate & Fee This is the interest and additional fee charged when you use your credit card to withdraw cash or transfer funds.
Foreign Transaction Fee This fee is applied when you make a transaction in a foreign currency or with an overseas merchant. Cards with low or no foreign transaction fees are a good choice if you plan to travel or shop online from international sites.

These fees affect the cost of having a credit card, so when choosing one, remember to select the card with the lowest fees and matching your usage habits.


Eligibility Requirements For Student Credit Cards

Understanding the eligibility criteria for student credit cards in Australia is essential. First off, you must be a resident of Australia and be over 18 years of age.

More so, you must be enrolled in a full-time course at an accredited school or university, often referred to as studying full-time. Australian Unity or Australian Military Bank may require you to maintain Australian bank account.

Income Requirement

Income is another aspect. Many banks, including but not limited to Coles Credit Cards, Coles No Annual Fee Mastercard or Bankwest, require proof of a minimum income.

You should note that this might include Youth Allowance or Austudy support.

Responsible Credit Card Usage

Knowing how to use a student credit card responsibly in Australia is crucial. One best practice is paying off full balance monthly.

This not only keeps your debt under control but also helps you avoid high-interest charges.

Proper Budgeting

It’s also imperative to maintain a proper budget. This involves tracking your expenses and ensuring that your credit card is only used for essential items such as textbooks and study supplies.

Limit your Expenses

Remember, your credit limit is not an extension of your income. It’s recommendable to keep your credit card balance low and never exceed your credit limit.

Timely Payments

The last thing you need as a student is to deal with missed payments. Ensure that you pay your bills on time, a day before the due date if possible, to avoid penalties.

Earning rewards on your student credit card is a big plus too. NAB Rewards program or Macquarie Credit Card Rewards Program could be good picks for this.

Appropriate Card Use

Another important tip while using a student credit card is utilizing your card’s benefits. For instance, your credit card might come with added benefits like extended warranties or purchase protection insurance.

Avoid spending on non-essential items, especially if they are out of your budget range. Summing up, a good understanding of the advantages and disadvantages of student credit card use is crucial to maintain a healthy financial life.

Tips For Managing Credit Card Debt

Managing credit card debt is crucial for students to maintain a good credit score and financial health. Here are some tips:

  • Pay off the full balance each month: Try to pay off the entire credit card balance every month to avoid high-interest charges.
  • Use for essential items: Limit credit card usage to essential items such as textbooks, study supplies, and housing expenses.
  • Follow a budget: Maintaining a proper budget helps control spending.
  • Use pay-as-you-go: This method can control your expenses and help stay within your budget.

Advantages Of Building Credit History

One significant advantage of student credit cards is the opportunity to build a credit history early.

By making responsible use of your card, you can create a positive credit record that will stand you in good stead for the future.

Whether you need a car loan, a mortgage or a more premium credit card in the future, a good credit history can be extremely beneficial.

That’s why cards from such banks as ANZ, Westpac, and Bankwest Zero Mastercard are worthwhile considerations for students.

Furthermore, student credit cards like the Coles Student Credit Card offer low credit card limits. This is designed to help students manage their spending and avoid falling into significant debt.

Disadvantages Of High-Interest Rates

Of course, student credit cards come with their own set of disadvantages as well. The standout issue is the high-interest rates linked with these cards.

If you’re unable to pay off your monthly balance in full every time, you could find yourself facing steep interest charges. This is why it’s essential to choose a card with the most favorable rates.

Cards like ING Orange One Credit Card and NAB Student Credit Cards typically offer lower rates than others in the market.

While it can be tempting to simply make the minimum repayments every month, this is a quick way to rack up unfathomable debt. We strongly recommend paying off the full balance every month to avoid falling into this trap.

High fees for cash withdrawals and international use are also a common drawback of student credit cards. It’s crucial to familiarize yourself with these potential costs before applying, to ensure you choose the card that is right for you.

Maximizing Rewards With Credit Cards

Australian students can maximize rewards with their credit cards by smart usage. The rewards program on cards like the Qantas American Express Discovery Card or the Coles Student Credit Card offer Flybuys Points for every dollar spent.

However, remember that not all student cards offer rewards.

Here are a few tips to maximize rewards:

  • Use the card for daily essential items
  • Paying off the full balance every month
  • Understand the rewards program of your credit card

However, always read the terms and conditions before applying for any credit card.

Importance Of Budgeting With Credit Cards

Budgeting is crucial when it comes to credit card usage, especially for students. With high-interest rates and potential for overspending, it’s important to stay within a set limit.

Here are some tips for budgeting with credit cards:

  • Keep a track of all the expenses. Use online banking to keep an eye on the balance.
  • Make a habit of paying off the full balance every month to avoid interest charges.
  • Use the card only for essential expenses like textbooks, rent, and study supplies.

Remember, using a student credit card responsibly can help build credit history.

Alternatives To Student Credit Cards

While a student credit card may seem the most fitting option for many students in Australia, it’s worth exploring alternatives. A key alternative is to utilise a debit card linked to an Australian bank account.

These allow you to spend within your means and evade the risk of accruing debt.

Opening a bank account with banks such as ANZ, Bank of Melbourne, Macquarie Bank, or Westpac provides you with a Visa or Mastercard debit card that you can use for purchases, both online and in-store, and you can access contactless options like ‘tap & go’ .

  • Coles No Annual Fee Mastercard: Offers the benefit of earning Flybuys Points on transactions.
  • Bankwest Zero Mastercard: A debit card with no annual fee.
  • ING Orange One Credit Card: Comes with a cashback feature on certain transactions when you use ‘Pay as you go’ mode.

You can also consider using digital wallets like PayPal, which let you make purchases online or even in physical stores using the funds in your account.

How To Become A Delivery Driver in Australia

Learn how to become a delivery driver without formal qualifications by getting on-the-job training.

delivery driver

Driving a vehicle to transport goods or people within a specified area might be a good fit for you if you are observant, alert, and enjoy driving on city roads.

Becoming a delivery driver is a common interest among job-seekers with good driving skills who have a desire to work flexible hours.

So what is the secret that could pedal you into the driving seat of this high-demand cargo?

How To Start As A Delivery Driver in Australia

Initiating a career as a delivery driver chiefly involves acquiring your driver’s licence and completing a VET qualification in driving operations, if required by your employer. A majority of employers also prefer an insignificant Year 10 education.

Furthermore, improving key skills such as customer service, safety awareness and manual handling knowledge will boost your resume.

Equally important is achieving a good driving record, demonstrating your proficiency in manually loading/unloading products.

To determine the type of vehicle and delivery you will handle, it’s crucial to first understand the primary responsibilities of the delivery driver role.

These include ensuring timely and safe product delivery, showcasing exceptional customer service and completing all delivery related paperwork.

By driving in various weather conditions and loading/unloading various items like food, furniture, and equipment, you not only gain experience and resilience but also manage to enhance your driving and handling skills.

Compare Salaries

The average salary of a delivery driver in Australia is AUD 58,000 per year.

However, the salary range can greatly vary based on a multitude of factors such as region, type of deliveries, work hours etc.

For instance, those transporting heavy equipment or working odd hours may receive a higher pay.

The upside of choosing a delivery as a career is the projected job growth of 15.1%, implying more career opportunities and potentially better salaries in the future.

Heavy vehicle drivers and those with additional training or academic experience often enjoy a higher pay.

However, the salary is almost always proportional to factors like job roles, kind of deliveries, driving skills and more.

It’s therefore recommended that aspiring drivers research thoroughly on the salaries in their desired region and field.

Skills That Delivery Driver Companies Look For

Being a delivery driver demands more than the ability to drive. Employers are looking for individuals who will not just transport goods but also provide exceptional customer service.

  • Primarily, a valid driver’s licence is a must-have.
  • Safety awareness is critical because, as a driver, being alert and anticipating other drivers is key.
  • A solid driving record is also recommended as this demonstrates your law-abiding driving style.
  • Employers also want drivers who possess soft skills such as being punctual, dependable, and approachable.
  • Good communication skills help enhance your interaction with customers and your overall customer service.
  • Manual handling ability is necessary for loading and unloading.
  • You must handle pressure well, be a hard worker, exhibit neat personal presentation, have exceptional customer service skills, be physically fit, and possess great time management skills.

Roles To Explore Based On Skills

There are various delivery driver jobs available depending on the kind of deliveries, delivery type, and vehicles involved. The common delivery drivers’ job roles include

  • Uber Eats Delivery Person: These people use bicycles, cars, or motorcycles to deliver food.
  • Courier Agencies: Couriers deliver a range of items using vans or light vans.
  • How to Join Australia Post as a Delivery Driver: These drivers deliver mail and parcels to homes and businesses, using branded vehicles.

Here, skills like good organization skills, great time management skills, and exceptional customer service can play a vital role.

Furthermore, ability to handle pressure and manifests and engaging with the public effectively also plays a crucial role in a delivery driver’s job role.

Upskill With Online Course

Although you don’t need any formal qualifications to work as a delivery driver, academic experience or a VET qualification in driving operations may give you an edge in the hiring process.

Relevant Delivery Driver Courses in Australia are widely available online. They could help boost your resume, provide necessary skills, and improve your job outlook.

Most of these courses would cover essential topics such as:

  • load and unload goods
  • handle delivery payments
  • ensure deliveries reach destination on time
  • decide right vehicle for delivery
  • complete relevant paperwork

Upon completion, you should be ready to apply for delivery driver jobs and work in any part of Australia, including city to country.

Is Delivery Driver The Right Role?

As a Delivery Driver, you will operate vehicles like cars, vans, trucks, or even bicycles and motorcycles, depending on delivery type, and transport goods to different destinations across the country.

Responsibilities include ensuring safe and timely deliveries, providing exceptional customer service, and completing delivery related paperwork.

There are typically no formal qualifications required, but a driver’s license and in some cases a MR licence or HR licence may be needed.

You can boost your resume by taking a VET qualification in driving operations.

Key skills for Delivery Drivers include safe driving skills, good organization skills, customer service abilities, manual handling, and time management.

If you are a punctual, reliable individual with a good driving record and you enjoy working alone or in a small team, becoming a Delivery Driver might be the right career for you.

Latest Driver Reviews

Overall, Delivery Drivers in Australia have a job satisfaction rating of 3.7 out of 5, based on 87 reviews.

One driver on Facebook expressed satisfaction with his flexible work schedule, saying it provided a good work-life balance.

According to a YouTube post by a Uber Eats Delivery Person, another positive is the sense of autonomy and the ability to work part-time and choose your own shifts.

The feedback also pointed out the challenges of driving in different weather conditions and coping with stressful conditions.

On Instagram, an Aboriginal delivery driver appreciated the understanding and support of the Department of Training and Workforce Development and the opportunity to work for Australia Post.

Remember, what works for one might not work for someone else so reviews are subjective. However, they can provide valuable insights.

Delivery Driver Careers

To become a delivery driver, there are a plethora of career opportunities. Some roles include the Uber Eats Delivery Person and vehicles can range from cars, bicycles, motorcycles, light vans up to heavy vehicles.

  • You might also consider a position as an Aboriginal courier in areas such as Western Australia.
  • Bicycle couriers are also in high demand in metropolitan cities.
  • Roles within courier agencies and delivery companies offer plenty of job satisfaction and potential career growth opportunities.

Delivery driver jobs are available in various industries such as food, furniture, mail, and white goods distribution.

Best Food Delivery Apps

There’s no denying, coming across the best delivery apps in Australia can be a thrilling game-changer for any Aussie searching for convenience and delicious meal options.

food delivery apps

They offer ease of access to hundreds of locals’ favorite restaurants, exclusive offers, and so much more at your fingertips.

But, how do you know which one suits your tastes, meets your needs, or gives you the best perks?

Best Delivery Apps in Australia

In Australia, food delivery applications have become a centerpiece of convenience, speed, and diverse cuisines, completely revamping the culinary landscape.

Despite several popular apps like Deliveroo or Foodora leaving the Australian market, the country boasts a strong presence of food delivery apps that cater to varying tastes and budgets.

1. Uber Eats

Uber Eats is an Aussie favourite, operating in most major cities and allowing users to search by dishes, cuisines, or restaurant names. This app aims to deliver local foods to your door at ‘Uber Speed’.

The platform was established by Uber in 2014, made its foray into Australia in 2016. Nearly 1/6 Australians is now hooked on Uber Eats.

Millennials, who are currently between 31 and 46 years old, have jumped on this trend the most. Almost 46% of them are using meal delivery services every three months.

Sydney has the highest usage at nearly 42%, closely followed by Melbourne at 40%.

Over 7 million Australians, or about 33% of the population, are using meal delivery service apps (with slightly more women than men using these apps).

  • Options: Large variety of cuisines
  • Unique Selling Point: User-friendly interface and option to search by dishes
  • Convenience: Speedy delivery and convenience of exploring multiple restaurants

2. Hey You

  • Developer: Adam Theobald and Rebekah Campbell
  • Headquarters: Sydney, Australia
  • Unique Selling Point: Most popular app for ordering coffee
  • Convenience: Discover new cafes, check menus, order before arrival

3. Happy Cow

  • Developer: California-based activation studio that specializes in vegan and vegetarian-friendly contents
  • Headquarters: Santa Monica, California
  • Unique Selling Point: Catering to vegetarians and vegans with local recommendations
  • Convenience: Personalised food recommendations based on dietary preferences

4. Menulog

Menulog holds the distinction of being the largest and oldest food delivery app in Australia. Its extensive coverage reaches around 90% of residences, providing over 70 genres of cuisine from 11,000 restaurants.

  • Developer: Leon Kamenev and Dan Katz
  • Headquarters: Sydney, Australia
  • Unique Selling Point: Extensive delivery coverage, delivering to 90% of all addresses in Australia
  • Area Coverage: Exclusive to the Australian market


EASI distinguishes itself as the largest Asian food delivery platform in Australia. It offers more than 25,000 restaurants for you to pick a delicious meal from.

  • Owned By: HungryPanda SG Pte. Ltd
  • Headquarters: Melbourne, Australia
  • Markets: Australia, New Zealand, Japan, UK., US, Canada

Top Food Delivery Services

The clear front runner is Uber Eats, commanding substantial popularity among Aussies.

With its strategic restaurant partnerships and ability to deliver local foods to your door at ‘Uber Speed’, it sits at the throne of delivery apps in Australia.

However, competition is stiff.

Menulog, the country’s widely established delivery service, is impressive with coverage reaching 90% of all residences and featuring 70 genres of cuisine from a whopping 11,000 restaurants.

Beyond these apps, there’s also Hey You, Australia’s most popular app for ordering coffee and uncovering new cafes. For the vegans and vegetarians in Australia, Happy Cow recommends local restaurants, markets, and health food stores.

Several delivery services compete stat for stat. DoorDash, a relatively new entrant, is gaining traction with its unique selling point of not limiting its delivery to only food but also including diverse options like pet stores, grocery stores, and florists.

Among the most popular delivery apps in Australia, the top names include Uber Eats, Menulog, Deliveroo, and EASI. These platforms have revolutionized the culinary world in the country, offering convenience and a variety of cuisines.

Yet, it does not currently provide its services in Australia. This opens up space for alternative services such as EASI, the largest Asian food delivery platform in the country with more than 25,000 restaurants.

The main charm of EASI is their much lower commissions for merchants as compared to Uber Eats (15-25% vs. 30%), which translates to cheaper food prices for consumers. Changing the game of coffee ordering, Hey You stands as Australia’s top app for the cause, letting users discover new cafes, check menus, and order ahead to beat queues.

Another niche-specific service, Happy Cow, caters to the need of vegetarians and vegans, suggesting local restaurants, grocers, farmers markets, and health food stores.


New Food Delivery Apps

The ever-evolving landscape of food delivery apps in Australia provides a lot of options for Aussies. Both locals and visitors can conveniently enjoy a delicious meal on their device with a few clicks.

Among the new entries in the food delivery arena, some standout options include:

  • Hey You helping its users discover new cafes, order, pay in advance, and beat the queues. It’s become a local favourite for coffee lovers.
  • DoorDash a popular US app that now operates in Australia. It delivers from a vast selection of restaurants, grocery stores, pet stores, and even florists.
  • EASI the largest Asian food delivery platform in Australia with over 25,000 Asian food options available.
  • FoodByUs promoting a unique selling point, it connects home chefs and caterers with customers for a more personalized service.

These new delivery apps are changing the game, offering Australian consumers more than just food deliveries.

Australian Food Delivery Trends

Australians are showing an increasing preference for the convenience of food delivery services, whether it’s for a busy evening at work or a cosy night in. As a result, food delivery apps have revolutionized the culinary world in Australia, championing convenience but also introducing consumers to an extensive range of foods and cuisines from the comfort of their homes.

The Rise of Healthier Options

The trend has seen a move towards healthier and more diverse food offerings. Apps like Happy Cow are especially popular with vegans and vegetarians, offering curated recommendations for local restaurants and health food stores.

This is indicative of the rise in healthier food options on many delivery apps.

High-Speed Delivery

Another notable trend is the demand for faster delivery times. Uber Eats has made its mark in the Australian market by bringing food to their customers’ doors at “Uber Speed”.

Local Flavours

Connecting consumers to local flavours and restaurants is also a growing trend, with many delivery services widening their area coverage to include local and regional areas.

In summary, the best delivery apps in Australia are the ones that cater not just to the consumer’s hunger, but also their time, convenience, and dietary preferences.

Apps That Left The Australian Market


Deliveroo, despite having left the Australian market, was an app that provided a range of food choices, with the option to add alcohol to meals and large-scale catering options.

  • Developer: Will Shu and Greg Orlowski
  • Headquarters: London, England
  • Unique Selling Point: Option to add alcohol to meals and catering options for businesses
  • Area Coverage: Operating internationally in cities across Europe, Asia and Oceania

Fastest Delivery Apps In Australia

Speed is a primary concern for many Australians looking for food delivery services. For those in a hurry, Uber Eats stands out with the promise of delivering local foods to your door at ‘Uber Speed’.

Menulog, the largest food delivery service in Australia, offers an extensive range of foods from over 11,000 restaurants. It prides itself in its wide coverage, reaching 90% of all residences and its promise to deliver within half an hour.

Alternatively, consider Deliveroo if you want to add a bottle of alcohol with meals. Deliveroo promises a delivery time of half an hour too and provides catering options.

The availability of convenient food delivery apps has been a game changer for the Australian culinary world. Uber Eats lets users search by dishes, cuisines, or restaurant names.

It’s preferred by the Aussies for its user-friendly interface and extensive coverage.

Hey You, the most popular app for ordering coffee in Australia, allows users to discover new cafes, order ahead and bypass queues. It offers the ultimate convenience for the coffee lovers.

For the ones looking for healthier and unique food options, Happy Cow app is a treat. The app recommends local restaurants, grocers, health food stores and more, specifically catering to vegetarians and vegans.

Delivery Apps With A Wide Selection Of Food

In Australia, a wide selection of food delivery apps has found a significant place in the cuisine landscape. Regardless of your dish preferences or budget, there is an app capable of delivering your desired meal to your door.

Since the departure of Deliveroo and Foodora from the Australian market, other apps have stepped up to compete, changing the game in the country’s food delivery services.

Among them, Uber Eats stands out as a popular app, operating internationally with an extensive area coverage in Australia.

It provides Aussies with access to a multitude of local foods delivered at ‘Uber Speed’, with the added convenience of enabling users to search by dishes, cuisines, or restaurant names.

Moreover, Menulog, one of Australia’s oldest food delivery apps, delivers to 90% of all addresses, making it the biggest-reaching service. With over 11,000 restaurants and more than 70 genres of cuisine, Menulog offers an extensive range of foods to choose from.

  • Uber Eats
  • Menulog
  • DoorDash
  • Hey You
  • EASI
  • FoodByUs

Asian Cuisine Delivery Apps

EASI is a major player in the Asian food delivery platform sphere in Australia. Known for serving primarily Asian cuisine, it’s touted as the largest Asian food delivery platform in the country, with an impressive array of more than 25,000 restaurants to choose from.

This offers a vast gamut of Asian food options, from Chinese and Thai to Indian and many more.

Although primarily a food delivery service, EASI stands apart from others with its unique selling point: it provides translations in multiple languages, making it accessible to non-English speakers.

A newer but rapidly emerging player in the game is DoorDash. Beyond its comprehensive selection of restaurants, it distinguishes itself by enabling delivery from pet stores, grocery stores, and florists, adding to the convenience for Australian consumers.

These apps have revolutionized opportunities for appreciating Asian cuisine in Australia, thanks to their speed, broad coverage, and variety.

  • EASI
  • DoorDash


What factors determine the ranking of the best food delivery apps in Australia?

The best delivery apps in Australia are ranked primarily based on convenience. Other key factors include speed of delivery, price, diversity of cuisines, area coverage, and user reviews.

Is DoorDash operating in Australia?

As of now, DoorDash, a popular US app, does not currently offer food delivery in Australia. However, when it’s live, it promises fast delivery service not just for food, but also from pet stores, grocery stores, and florists.

Does Uber Eats charge a service fee?

Yes, Uber Eats does charge a service fee. However, with their Uber One subscription, you can enjoy reduced service fees as one of the exclusive offers.

Best SMSF Investments

Choosing the best SMSF investments can be a daunting task with variables such as ASX listed funds Australian bonds Global 100 ETFs and property markets to consider.

Yet it’s essential for fulfilling retirement goals ensuring financial security and balancing risk capacity.

The investment strategy can become complicated considering the excess of choices like Australian share ETFs diversified bonds ETF audits Vanguard Australian Shares High Yield ETF and so forth.

But what are the most favourable options?

How can you build a diversified portfolio that would cater to your financial and retirement needs?

Best Smsf Investment Strategy For Income: ETFs

With dwindling returns on term deposits and reduced SMSF loans for investment properties Exchange Traded Funds (ETFs) have seen a rise in popularity amongst SMSFs. Vanguard Australian Shares ETF (VAS) and Vanguard Australian Shares High Yield ETF (VHY) serve as the best SMSF investment strategies for income owing to their consistent historical dividends yields of 4.6% and 6.2% respectively.

  • Vanguard Australian Shares ETF (VAS): This ETF is designed to track the return of the S&P/ASX 300 Index allowing SMSF clients to gain exposure to Australian shares and generate consistent income from dividend yields. It is suitable for investors who aim for long-term capital growth and wish to diversify their SMSF investment portfolio.
  • Vanguard Australian Shares High Yield ETF (VHY): VHY replicates the returns of the FTSE Global Yield Index which includes high-yielding Australian shares offering higher dividend payouts to investors. It is ideal for those SMSF clients who primarily focus on income generation.

Best Smsf Investment Strategy For Capital Growth: Global ETFs

For investors seeking capital growth global and emerging market share ETFs are often identified as prime choices. Funds such as Global 100 ETF (IOO) and iShares MSCI Emerging Markets ETF (IEM) have shown potent capabilities of strong growth over the past five years.

Fund Details Benefits
Global 100 ETF (IOO) Tracks the performance of 100 large-cap companies worldwide. Access to global markets like US Japan Germany etc. to drive capital growth.
iShares MSCI Emerging Markets ETF (IEM) Tracks the MSCI Emerging Markets Index providing exposure to developed and emerging economies. Leverage rapid growth in emerging markets for enhanced capital returns.

These ETFs have shown robust performance historically hence suggesting their potential as part of the best SMSF investment strategies for capital growth. However to truly benefit from these investment vehicles diversification across a range of ETFs is recommended to balance risk return and diversification.

It’s also crucial to keep an eye on market volatility risk capacity and investment horizon when setting up your SMSF investment strategy.

Best Smsf Investment Strategy For Capital Protection: Bond ETFs

The best SMSF investment strategy for capital protection involves high-grade Bond ETFs such as the iShares Core Composite Bond ETF (IAF) and the Vanguard International Fixed Interest ETF (VIF). These ETFs listed on the ASX provide a hedge during periods of market volatility with their fixed coupon payments and lower risk profile.

Investing in Bond ETFs effectively diversifies your SMSF investment portfolio and aids in capital preservation. The focus of these investment vehicles is on capital returns and not just income return hence they offer a secure investment avenue.

Considerations for Bond ETFs

  • Bond ETFs offer interest rate protection due to their inverse relationship with interest rates.
  • While Bond ETFs offer lower returns compared to equities they exhibit lower volatility.
  • Consider professional advice from an investment advisor or financial planner to understand the investment horizon and risk capacity of your SMSF before investing.

Top 10 SMSF Strategies

According to SuperGuardian, there are 10 SMSF strategies.

1. Pension as a Lump Sum

This method involves:

  • Making a tax-free lump sum withdrawal of the minimum annual pension, up to $185,000 (2014/15) over one’s lifetime.
  • Choosing this instead of a taxable income stream payment for people aged under 60.

Who Is It Suitable For?

– Ideal for individuals aged 55-59 with unrestricted non-preserved balances and account-based pensions.

2. Multiple Pensions

This strategy involves:

  • Crystallizing taxable and tax-free pension components.
  • Prioritizing the rundown of the pension with the highest taxable component when drawing excess payments.
  • Leaving the pension with a higher tax-free component for beneficiaries upon member’s death.

Who Is It Suitable For?

– Ideal for members making large, single transaction contributions.

3. Pension as a Lump Sum

This method involves:

  • Making a tax-free lump sum withdrawal of the minimum annual pension, up to $185,000 (2014/15) over one’s lifetime.
  • Choosing this instead of a taxable income stream payment for people aged under 60.

Who Is It Suitable For?

– Ideal for individuals aged 55-59 with unrestricted non-preserved balances and account-based pensions.

4. Spouse Contribution Splitting

This strategy offers:

  • The chance for a superannuation member to split up to 85% of their annual concessional contributions with their spouse.
  • The opportunity to balance retirement benefits between the member and spouse, leveraging current tax concession rules.

Who Is It Suitable For?

– Best suited for couples wishing to transfer a portion of their eligible contributions to their spouse.

5. Registering for GST

This involves:

  • Voluntarily registering an SMSF for GST to claim back input taxed credits on certain fees like administration, advice, and share brokerage.
  • Enabling the fund to refund 75% of the eligible input tax credits from the ATO when submitting the business activity statement.

Who Is It Suitable For?

– Best for SMSFs incurring large eligible expenses subject to GST.

6. Business Real Property

This option provides:

  • The opportunity for small and medium business owners to have their business premises owned by their SMSF.
  • Rental income from the property taxed at a maximum rate of 15% or 0% if the fund is in full pension mode, limiting the capital gain to 10% or 0% if the property is held to retirement.
  • Additional benefits in terms of asset protection.

7. Who Is It Suitable For?

– Perfect for small business owners who own their business premises.

Direct Fixed Income

This presents:

  • The opportunity for SMSFs to invest in direct fixed income securities not available through other super structures.
  • Options including direct corporate bonds and ASX listed hybrid securities which can be utilized to increase the income generated by the SMSF portfolio.

Who Is It Suitable For?

– Ideal for retirees with a moderate tolerance for risk.

8. Borrowing

This enables:

  • SMSFs to borrow money for the purchase of a single acquirable asset (like a property), or a collection of identical assets with the same market value (like a parcel of shares), via a Limited Recourse Borrowing Arrangement (LRBA).
  • The lender’s recourse to be limited to the single asset, offering potential benefits like leverage, tax advantages, and asset protection, albeit with associated risks.

Who Is It Suitable For?

– Ideal for experienced property investors capable of servicing the loan in their SMSF.

9. In specie Transfers

This process involves:

  • An individual contributing to their SMSF in the form of a parcel of listed securities or business real property, with no exchange of money or cash.
  • The transfer triggering a CGT event for the individual making the contribution. However, once the asset is within the SMSF, the income and capital gains generated will be taxed concessionally or may even be tax-free when the fund is in full pension mode.

Who Is It Suitable For?

– Ideal for investors who hold shares or property outside of super.

10. Segregation of Assets

This approach enables:

  • Specific assets to be attributed to each member account.
  • Assets with large unrealised capital gains (like business real property planned to be sold at retirement) to be specifically moved into pension phase, resulting in tax-free earnings for that investment.
  • A contrast to pooling the investment with other assets, which could potentially result in a proportion of the gain being taxed if a member is still in the accumulation phase.

Who Is It Suitable For?

– Suitable for SMSFs with members in both pension and accumulation phase, or where members desire specific identifiable assets linked to their account.

Smsf Asset Allocation

Asset allocation is paramount in creating an effective SMSF diversification strategy. Assets should be distributed across multiple asset classes like stocks bonds property cash and even alternative investments.

It’s imperative to understand your retirement goals investment options risk tolerance and cashflow needs to craft a personalized portfolio.

Types of Asset Classes for SMSFs

Asset ClassBenefits

Stocks Potential for capital growth dividend payments and tax benefits from franking credits.
Bonds Stable income via fixed interest payments and capital protection.
Real Estate Steady rental income potential capital growth and diversification.
Cash Liquidity and stability albeit lower returns due to currently low interest rates.

While diversifying your SMSF investments don’t forget the importance of frequent portfolio reviews and rebalancing in accordance with changes in market conditions and your investment returns.

Grow Your Wealth

As an SMSF trustee you’d want to see your wealth grow over time from a pool of best SMSF investments. If term deposits have been your go-to for income you’d notice returns dwindling recently. ETFs on the other hand have exploded in popularity with their assets growing from $30 billion to $135 billion in Australia within five years.

Investing in Australian share ETFs such as Vanguard Australian Shares ETF and Vanguard Australian Shares High Yield ETF could be the best strategy for income offering historical dividend yields of 4.6% and 6.2% respectively. Plus they’re an excellent way to diversify your SMSF investment portfolio.

VIF and IAF high-grade bond ETFs provide a pocket of safety in times of market volatility effectively adding a portfolio cushion. Consider investing in these for capital protection and consistent performance over the long term.

Stockspot portfolios have shown exceptional performance besting over 97% of similar funds over 1 3 and 5 years. They might be worth considering for your SMSF investment and Stockspot even offers free assessment and recommendation for SMSFs.

Investment Strategies for SMSFs

When it comes to investment strategies for SMSFs diversification is key. Ensuring your investment portfolio includes a broad variety of asset classes such as stocks bonds and real estate can help balance risk and return.

  • Australian shares: These can yield strong long-term returns with the ASX outperforming many global indices. Popular shares among SMSF investors include Telstra Apple and Google.
  • Fixed income investments: Government and corporate bonds are a stable choice offering predictable income streams particularly for those seeking fixed coupon payments.
  • Property investment: Both residential and commercial real estate offer potential for capital growth and tax advantages. However bear in mind that lenders have lately been more reluctant to provide SMSF loans for investment properties.
  • Infrastructure investment: Assets like toll roads or airports can bring steady income and good long-term returns. Consider global infrastructure ETFs for a diversified exposure to infrastructure.

Aside from these alternatives like artwork or collectibles could offer significant returns and enhance portfolio diversification. Keep in mind however these typically require more knowledge and understanding of the sector.

Regardless of the chosen investment strategy regular portfolio assessment and rebalancing are essential. Understanding your risk tolerance and investment horizon is crucial as well.

Best SMSF Providers Australia

Are you searching for the best smsf providers?

With a plethora of providers available in Australia, there is no denying that choosing the most suitable one for your Self Managed Super Fund (SMSF) needs can be a daunting task.

Understanding the vital elements in choosing a provider and how these institutions stand up to expectations.

While it’s true that finding the right provider demands critical assessment and understanding, what happens when you’re left in a maze of options?

Best SMSF Providers

When looking for the best SMSF providers, consider various factors like cost, services offered, and online setup features. Providers such as Super Concepts, E-Superfund, and Cavendish Super stand out as reliable options.

Let’s dive deeper and explore these providers:

  • Super Concepts – Known for excellent customer support and a wide range of services.
  • E-Superfund – Offers affordable services with easy online setup.
  • Cavendish Super – Highly recommended for its comprehensive setup and administration package.

Remember, each provider may have a different fee structure and range of services. So, make sure to make your choice based on what suits your specific needs.

SMSF Setup & Administration

SMSF setup and administration services can differ significantly between providers. Services range from the basic setup for roughly $110 to comprehensive packages costing up to $2200.

When it comes to annual administration, depending on the number of transactions and investments, costs could range anywhere from $1080 to $3970.

Several providers such as iCareSuper and Direct Docs offer efficient setup and administration services. Some may also provide extra services including strategic advice and property investment options.

Provider SMSF Setup Cost Annual Administration Cost
iCareSuper $599 $1080 – $2180
Direct Docs $1250 $1450 – $2850

Again, ensure you check out their detailed list of fees and services before deciding on a provider.


Prices For Smsf Setup & Administration

A variety of SMSF providers exist, offering services such as SMSF setup and administration. Prices for these services can vary quite a bit.

The cost of setup services ranges from as low as $110 to as high as $2200. On the other hand, annual administration prices can fall between $1080 and $3970, depending on factors like the number of transactions and types of investments.

Providers offering both setup and annual administration services include Billingtons Accounting, Catalyst Super, Cavendish Super, Compli and others.

It’s important to carefully scrutinize both the offerings and fees of these providers before making a decision. Keep in mind that not all providers offer the same services.

Additional Services Offered

Aside from basic setup and administration, several SMSF providers give extra services. For instance, some companies offer strategic advice or property investment options.

Catalyst Super, Direct Docs, E-Superfund, and others are such providers that offer strategic advice.

The likes of DBA Lawyers, DIY Super Fund, and Dixon Advisory provide options for property investments.

Do note that these additional services may come with extra fees, and the specifics will be provided by each provider. It’s worth noting that not just online providers, but traditional accounting firms are also in this space, providing SMSF services.

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List Of Smsf Service Providers

There are numerous providers that offer SMSF setup and administration services.

These range from online firms such as E-Superfund, iCareSuper and Your Super Admin, to traditional accounting firms such as Billingtons Accounting, Macquarie Group Services and Contract Accounting Services.

The cost for these services varies widely. Setup services can reach from as low as $110 to as high as $2200.

Annual administration prices can also range from around $1080 to $3970, depending on the volume of transactions and nature of investments.

Providers Offering SMSF Setup Packages

Providers such as DIY Super Fund, Online Super Deed, and Furnizorii de servicii de configurare și administrare SMSF offer tailored SMSF setup packages. These packages are designed to provide a comprehensive suite of services beginning from initial setup.

Providers Offering Both Setup and Annual Administration

Some providers like Heffron, Compleo, and Cavendish Super offer a more inclusive service that covers both the setup and annual administration of your SMSF. These services also include access to their strategic advice and online reporting platform.

Online & Traditional Providers

Choosing the right provider for your SMSF setup and administration needs depends on various factors. Some people prefer online platforms such as Selfmanagedsuper.com.au, Superfund Partners, and Supervision Superannuation for their convenience and tech-forward services.

Others might feel more comfortable with more traditional providers such as DBA Lawyers, Just Super, and Supa Funds which have brick-and-mortar offices and more tangible, hands-on customer service.

List of Online Providers

Online providers are known for their accessible and user-friendly platforms. Some prominent online SMSF service providers include More Superannuation, Simple Super Solutions, and Green Frog Super.

List of Traditional Providers

Traditional providers often have years of experience handling SMSF matters. Providers such as Cleardocs, Top Docs, and Law Central offer detailed, expert services in a more conventional setting.

Best Budgeting Apps Australia

Are you living in Australia and struggling to keep track of your expenses? Are you tired of relying on complicated Excel spreadsheets?

best budgeting apps

Then, it’s time to upgrade and start using budgeting apps.

We have curated a list of the seven best budgeting and savings apps that will help you take control of your finances and save for the future.

Best Budgeting Apps for Australians

When it comes to managing finances and sticking to a budget, Australians can turn to various budgeting apps to help stay on track with their financial goals.

These apps can make it easier to have a clear view of your income, expenses, savings, and even debts. Let’s take a look at some of the best budgeting apps available to Australians: Frollo and Beem.

1. Frollo

Frollo is a free Australian budgeting app designed to provide users with a comprehensive financial overview by syncing all of their financial accounts. This includes bank accounts, credit cards, loans, and even investment portfolios.

With Frollo, users can track their transactions, create monthly budgets, and monitor their progress towards achieving financial goals. Additionally, the app provides personalized money tips and notifications to help users make smarter financial decisions.

Available for both iOS and Android users, Frollo offers features like bill tracking, automatic transaction categorization, and the creation of up to 12 different budgets.

The app also uses 256-bit encryption to ensure the security of your financial data. By providing a birds-eye view of your financial situation, Frollo can effectively help Australians manage their money and work towards financial stability.

Download iOS or Android

2. Beem

Beem is a free instant payment app designed for Australians to easily track and split shared bills or group expenses. This handy app supports BPAY, making it simple to pay bills directly from the app.

Beem is available on both iOS and Android devices, with an impressive rating of 4.9 on the App Store and 4.5 on Google Play.

Not only can you easily split bills with friends using Beem, but you also get the added bonus of shopping rewards. If you’re looking to avoid the hassle of keeping track of split bills manually, Beem’s user-friendly interface and helpful features make it a top choice among budgeting apps in Australia.

Download: iOS or Android

3. Spriggy

Spriggy is a unique money management app designed for families, focusing on financial literacy for kids. This app allows parents to set savings goals and track spending habits, while also providing kids with a way to learn about money management.

Spriggy enables parents to load cash onto a debit card for their child, simplifying allowances and teaching kids about responsible spending.

Available on iOS and Android platforms, Spriggy promotes healthy financial habits for younger Australians. By teaching kids about money management early on, this app fosters a strong foundation for financial success in the future.

If you’re a parent looking to educate your children about money and budgeting, Spriggy is a top choice in the Australian market.

4. Finspo

Finspo is an Australian budgeting app that focuses on helping users understand and reduce their banking costs. By shining a spotlight on the fees and interest rates associated with your accounts,

Finspo aims to save you money and potentially make better financial decisions.

Users can connect their various accounts from different Australian banking providers and access personalized insights on where they can save on costs.

The app covers a range of financial products, including bank accounts, credit cards, and loans. Finspo is a convenient tool for those who want to find out more about their banking costs and consider alternative options.

Secured with 256-bit encryption and available for both iOS and Android users, Finspo offers a comprehensive financial overview and suggestions on how to save money by optimizing banking fees and interest rates.

Keep in mind that Finspo is not a financial advisor, but rather a tool for better understanding your current financial situation.

5. Flux

Flux is an innovative budgeting app that goes beyond simple expense tracking, focusing on helping users improve their credit health by providing insights into what’s affecting their credit scores.

Compatible with iOS and Android devices, Flux allows users to find out and keep track of their credit scores and receive personalized insights on how to improve their financial situation.

By connecting with your financial accounts, Flux can analyze your spending habits, bill payments, and credit history to identify key factors impacting your credit score.

Through personalized recommendations, the app assists users in taking the necessary steps to improve their overall credit health. This can be particularly useful for those planning on applying for a loan or a mortgage in the future.

In addition to credit score tracking, Flux also offers bill management features to help users stay on top of their financial obligations.

With Flux, managing your finances becomes an easier task, while the focus on credit health puts you at an advantage when making future financial decisions.

When choosing a budgeting app, make sure to prioritize features, fees, and security to find the perfect fit for your financial situation.

With the right app, managing your money and achieving financial goals will be more accessible than ever.

6. WiseList

WiseList is a fantastic money-saving app designed specifically for grocery shopping in Australia. This app allows users to create grocery lists while comparing item prices across major supermarkets such as Coles and Woolworths.

Users can set alerts for specific items or deals, ensuring they get the best prices for their must-have items. Additionally, WiseList provides a bill management feature that helps users track their household utility bills and find ways to save on everyday expenses.

The WiseList app is available for both Android and iOS users.

7. WeMoney

WeMoney is an all-in-one financial management app that empowers users to take control of their financial life.

Offering a ‘360-degree view’ of your finances, WeMoney allows users to connect various accounts, such as savings, loans, credit cards, super, buy now pay later, investment and cryptocurrency accounts. This comprehensive solution provides automatic transaction tracking and categorization, as well as customizable budgeting tools and goal setting features.

Additionally, WeMoney offers users access to their credit score, with monthly updates to track their credit health.

This invaluable feature can help users improve their score by understanding the factors affecting it and making better financial decisions. WeMoney is available for both iOS and Android platforms, offering a free version with bill tracking, subscription management, and savings goal functionality. For those looking for a more advanced experience, WeMoney Pro is available for $9.99/month, boasting additional features and insights.

Download: iOS or Android

8. Buddy

Buddy is a Swedish budgeting app that allows you to create budgets and track your expenses with ease. It offers creative customization, group budgeting, and automated transaction tracking, helping users gain control of their finances.

With a free version and a $4.99/month Buddy Premium version, this app aims to cater to various users’ needs for an efficient budgeting tool. It provides a convenient and user-friendly interface, making it easy for anyone to pick up and start using it immediately.

By connecting your bank accounts and syncing your transaction data, Buddy simplifies the process of monitoring and managing your finances. It allows you to create up to 12 different budgets and track expenses within each budget category.

Additionally, its group budgeting feature makes it convenient for shared households or friends to manage their combined expenses together.

On top of its budgeting functionalities, Buddy also emphasizes data security by employing 256-bit encryption, ensuring that your financial information is always protected. Furthermore, it is available on both iOS and Android platforms, providing users with easy access no matter which device they prefer to use.

Download: iOS

9. Goodbudget

Goodbudget is another useful budgeting app available for Australian users. Built around the envelope budgeting method, it helps you allocate your income to specific spending categories and track your expenses for each category.

This app provides a simple and effective way to manage your finances while sticking to your budget goals. A free version is available, along with a $8/month or $70/year Plus version that offers extended capabilities.

One of the unique features of Goodbudget is its educational resources. The app offers online workshops, budget bootcamp webinars, and informative blog posts that teach users how to effectively manage their finances and stick to their budget plans. This makes the app particularly suitable for beginners or those who want to improve their financial literacy.

In addition to its budgeting features, Goodbudget allows users to connect their bank accounts to the app, enabling automatic transaction tracking and categorization. Moreover, the app is available on both iOS and Android devices, as well as a web version for desktop users.

Overall, Goodbudget is a well-rounded budgeting app that caters to a wide range of users, from those who prefer the traditional envelope budgeting method to anyone interested in improving their financial management skills and knowledge.

Features to Look for When Choosing a Budgeting App

With numerous budgeting apps available in Australia, it can be difficult to choose the right one for your needs. Here are some key features to look for when selecting a budgeting app:

  • Account Sync: Budgeting apps that sync with your bank accounts automatically update your expenses and revenues in real-time, providing a more accurate view of your financial situation.
  • Security: Look for apps that ensure the security of your financial information through encryption and multi-factor authentication.
  • Interface: User-friendly interfaces make for a better experience when managing your finances. Make sure the app is easy to understand and navigate.
  • Customization: Look for an app that allows you to customize budget categories, goals, and alerts to truly tailor the app to your unique financial situation.
  • Reports & Analysis: Comprehensive reporting options can help you better understand your spending habits and identify areas for improvement.
  • Goal Tracking: A good budgeting app should provide goal tracking to help you stay on track with your financial goals.
  • Customer Support: Access to customer support services can help resolve any issues or answer questions quickly and efficiently.
  • Price: Finally, determine if the app’s pricing structure aligns with your budget and decide whether a free or paid version suits your needs best.

By considering these features when evaluating budgeting apps, you’ll be better equipped to find the right tool to help you achieve your financial goals and maintain control over your finances in Australia.

Manual Budgeting vs. App-Based Budgeting

When it comes to managing finances, Australians have the choice between manual budgeting methods and app-based budgeting.

Manual budgeting involves pen and paper or using spreadsheet programs, while app-based budgeting involves using an array of budgeting apps catering to different needs. Inflation in Australia has made it all the more critical for Australians to track their expenses and maintain effective budgets.

The major advantage of app-based budgeting is the convenience and automatic tracking of expenses.

Many of these apps, such as YNAB (You Need A Budget), WeMoney, and PocketSmith, allow users to connect their bank accounts for seamless tracking and categorization of transactions. Access to real-time data, automated categorization, and the ability to track your progress towards financial goals make app-based budgeting an attractive option for many Australians.

Manual budgeting, on the other hand, gives users full control over their budgeting as they decide on how to categorize their expenses and review their spending habits.

Tools like pen and paper or spreadsheet programs enable custom budget categories, allowing individuals to tailor their budget plans according to their unique financial situations. Most app-based budgeting tools also provide the option of creating custom categories, but manual methods offer more flexibility and control overall.

While app-based budgeting may provide more advanced features and automation, Australians need to consider the level of security encryption of budgeting apps and the customer service options available.

For instance, some financial apps use bank-grade end-to-end 256-bit encryption, ensuring that users’ data is protected at all times. Reputable budget tracker apps like Canstar’s free budgeting app and WeMoney ensure that users’ financial information is secure and protected.

Ultimately, choosing between manual budgeting and app-based budgeting depends on individual preferences, needs, and comfort levels concerning privacy and security.

It’s essential for Australians to do their research, explore the features, fees, and reviews of various budgeting apps, and choose the most suitable method for them to achieve financial success.

Blue-Chip Shares Australia

Looking to invest in the top-performing companies in Australia? Blue chip shares are the perfect place to start – here’s why.

blue chip shares

With a strong track record of financial stability, long-term growth, and a respected management team, blue chip stocks have proven time and time again to be great long-term investments.

Let’s explore everything you need to know about blue chip shares in Australia, including how to identify them and where to find them.

Introduction to Blue Chip Shares in Australia

Blue chip shares are top-performing equities that represent financial stability, long-term growth, a strong track record, and prestige.

These shares often belong to well-established and renowned companies with well-known brands operating in mature industries.

In Australia, blue chip shares can be found in the S&P/ASX20 Index, which accounts for over 40% of the Australian equity market and tracks the value of the 20 largest companies on the ASX, weighted by market capitalization.

Examples of Australian blue chip companies include BHP Group, Commonwealth Bank of Australia, CSL Ltd, and Wesfarmers Ltd.

Characteristics of Blue Chip Shares and Why They’re a Good Investment

Blue chip shares possess several key characteristics, such as low or modest debt, strong credit ratings, defensible market positions, long-tenured executives, solid historical profit growth, and significant market capitalization.

These characteristics contribute to their reputation as a safe investment option with less risk compared to other stocks. Blue chips also tend to offer steady returns through regular and reliable dividend payments.

Investing in blue chip shares is considered a good investment strategy for several reasons.

Firstly, they provide relative safety and stability due to their strong financial performance and resilient nature during market downturns.

Secondly, they offer diversification opportunities as they operate in various sectors, ranging from financials and healthcare to mining and telecommunications.

Lastly, blue chip companies tend to have greater resources and operational efficiency, giving them strategic advantages over smaller companies.

Consequently, blue chips often outperform smaller companies in the long run, making them an attractive investment option for investors seeking a stable and reliable source of income and potential capital growth.

What Are the Top Blue Chip Stocks in Australia?

Here are the top 15 blue chip stocks to consider investing in Australia for 2024:

  1. BHP Group Ltd – World’s largest miner with a market cap of $190 billion
  2. Commonwealth Bank of Australia – Largest bank in Australia and a popular choice among retail investors
  3. CSL Ltd – A leading healthcare company with a market cap of around $140 billion
  4. Woodside Energy Group Ltd – Australia’s largest independent oil and gas producer and key player in the global LNG market after merging with BHP’s petroleum business
  5. Wesfarmers Ltd – Diversified retail conglomerate owning well-known Australian brands and industrial products
  6. Telstra Group Limited – Australia’s largest telecommunications company enjoying significant market share
  7. Woolworths Group Ltd – Leading supermarket chain employing nearly 200,000 people across Australia and New Zealand
  8. Transurban Group – Tollway operator with a presence in Australia, the United States, and Canada
  9. Santos Ltd – Major energy company with key assets in Papua New Guinea, Timor-Leste, Queensland, and Western Australia
  10. Aristocrat Leisure Limited – Makers of electronic gambling machines and market leader in free-to-play mobile games, having experienced a 1,200% share price performance increase in the past decade
  11. Rio Tinto Limited – Leading global mining and metals corporation
  12. Fortescue Metals Group Ltd – Major global iron ore producer
  13. National Australia Bank Limited – One of Australia’s big four banks
  14. ANZ Group Holdings Limited – Another key player in the Australian banking sector
  15. Insurance Australia Group Limited – Leading insurance company and a stable investment with good dividend history

Understanding the S&P/ASX 20 Index

The S&P/ASX 20 Index is an Australian share market index that tracks the value of the largest 20 companies listed on the ASX, as measured by market capitalization.

The index represents over 40% of the Australian equity market, offering investors diversified exposure to the best performing companies across various sectors, such as financials, materials, healthcare, and more.

The S&P/ASX 20 Index is a popular investing option as it provides investors with access to blue-chip shares and the market’s biggest and brightest equities.

These companies are more likely to outperform smaller companies thanks to their operational efficiency, financing edge, and strategic advantages.

To invest in the S&P/ASX 20 Index, investors can choose an Exchange Traded Fund (ETF) that tracks the index, such as the iShares S&P/ASX 20 ETF.

This allows for easy diversification and reduced risk, as investors have exposure to the performance of multiple blue-chip companies.

It is important for investors to understand the risk and return characteristics of blue-chip shares and the S&P/ASX 20 Index in general in order to make informed decisions when allocating their investments.

Spreading investment across several companies or industries can help reduce risk while gaining exposure to Australia’s top-performing stocks.

How Do Blue Chip Shares Perform Compared to Other Stocks?

Blue chip shares are known for their financial stability, long-term growth, strong track record, and prestige, making them a popular choice among investors looking for safer investments.


Due to their operational efficiency, financing edge, and strategic advantages, blue chips often outperform smaller companies.

During the COVID-19 pandemic, many blue-chip shares held up well thanks to their business and financial security.

However, it’s important to note that not all blue-chip companies performed well during this time, highlighting the importance of diversifying investments and analyzing the risks of individual stocks.

Ways to Invest in Blue Chip Shares

There are several ways to invest in blue-chip shares. Some options include:

  • Buying individual shares through a brokerage account with a stockbroker or an online brokerage firm.
  • Investing in the ASX 20 index via an Exchange Traded Fund (ETF), such as the iShares S&P/ASX 20 ETF, which tracks the performance of the top 20 companies on the ASX.
  • Other ETFs that track the ASX 50 and ASX 200, including BetaShares Australia 200 ETF and Vanguard MSCI Australian Large Companies Index ETF.
  • Purchasing shares in a Listed Investment Company (LIC), like WAM Leaders Ltd, which provides diversified exposure to undervalued growth companies within the S&P/ASX 200 Index.

When investing in blue chip shares, it’s crucial to understand your financial objectives, risk profile, and the costs associated with each investment option.

Furthermore, assessing the performance and stability of individual blue-chip companies is essential before making any investment decisions.

Should You Invest in Blue Chip Shares?

Investing in blue chip shares can be a smart decision for investors looking for financial stability, a strong track record, and lower risk compared to other investments.

These companies tend to be well-established, operate in various sectors, and usually have a long history of consistent growth and performance.

Additionally, blue-chip stocks often provide investors with a steady stream of dividends, contributing to their overall returns.

However, personal circumstances, financial objectives, and risk tolerance should be taken into account before investing.

It’s essential to assess long-term investment goals and create a diversified portfolio to minimize risks and achieve desired outcomes.

How to Buy Blue Chip Shares in Australia

To invest in blue-chip shares in Australia, one should open a brokerage account with a stockbroker or an online brokerage firm.

These platforms will give access to the Australian Securities Exchange (ASX), where blue-chip stocks are listed and traded.

Investors can choose to invest directly in individual blue-chip stocks or opt for a more diversified approach by investing in Exchange Traded Funds (ETFs) that track major indices such as the S&P/ASX 20 or S&P/ASX 50.

These ETFs replicate the returns of a specific index, providing diversified exposure to multiple blue-chip companies within a single investment.

Some popular ETFs in Australia include iShares S&P/ASX 200 ETF (IOZ), SPDR S&P/ASX 50 Fund (SFY), and VanEck Vectors Australian Banks ETF (MVB)

Before investing in an ETF, read the product disclosure statement (PDS) to understand the investment’s structure, costs, and potential risks.

Additionally, it’s crucial to consider seeking appropriate financial or taxation advice to ensure compatibility with individual investment goals and risk profiles.

Risks and Returns of Blue Chip Shares

Investing in blue chip shares can provide financial stability and lower risk as compared to other stocks; however, it is essential to understand the associated risks and potential returns before making an investment decision.


Blue chip companies are well-established, have a strong track record of consistent growth, and carry less volatility in their share prices.

Despite this, they can still be affected by changes in economic conditions, market trends, and other external factors.

Therefore, investors should carefully consider both the risks and potential returns of each blue chip share they are interested in before making a decision.

It is also crucial for investors to diversify their investments to reduce risk further.

By spreading investments across various companies and sectors, investors can minimize potential losses if one company or industry underperforms.

iversification can be achieved through purchasing blue chip shares within an ETF, which provides diversified exposure to multiple blue chip companies within a specific index.

This offers investors the opportunity to achieve more stable returns without exposure to single company risks.

Staking and Investing in Blockchain Networks

Staking is a form of investing where individuals hold and validate transactions on a blockchain network to earn rewards.

This process is essential for securing and maintaining the decentralized nature of blockchain networks.

The staking market has grown significantly in recent years, with a current worth of over $80 billion and an expected continuous growth trajectory.

Major blockchain networks such as Ethereum are transitioning from a proof-of-work to a proof-of-stake consensus mechanism, opening new opportunities for investors to earn staking rewards.

These rewards can vary by network and generally range from 4% to over 20% annually.

Investors can also participate in delegated staking, wherein they choose a validator to represent their stake and distribute rewards accordingly.

Investors can engage in staking through exchanges or on-chain wallets; however, caution must be exercised when selecting candidates.

Proper research and understanding of the risks involved in staking are essential to minimize potential losses. As the use of blockchain technology continues to increase, staking presents a unique investment opportunity for those willing to explore this emerging market.

Free Money Australia

Are you tired of struggling to make ends meet? Do you want to know how to access free money in Australia?

free money australia

Look no further than this article!

We will provide you with the information you need to get your hands on some extra cash without any strings attached.

Free Money in Australia

What are State Government payments in Australia?

State and Territory governments in Australia offer various payments to assist with the cost of living.

Eligibility requirements vary depending on the payment, and some payments only apply to certain Concession Card holders.

What payments can be received in ACT?

In the Australian Capital Territory (ACT), the Future of Education Equity Fund provides up to $750 per year per student enrolled in preschool or school.

The Utilities Concession offers a rebate towards the ongoing costs of electricity, gas, water, and sewerage services, up to $750 per year.

Energy bill rebates are available for eligible Concession Card holders by contacting their energy provider. The Savings Finder tool is also available in ACT to help find other discounts, rebates, and subsidies.

Eligibility for State Government Assistance: Concession Card Holders and Other Requirements

Who are eligible for the Active Kids program in New South Wales?

The Active Kids program in New South Wales offers up to $200 in vouchers per child per year for sports and recreation costs.

Children who are of school age and enrolled in full-time primary or secondary education are eligible for the program.

This includes children who are home-schooled or enrolled in TAFE NSW.

Additionally, children must hold a valid Medicare card, Australian Government Pensioner Concession Card, or Department of Veterans’ Affairs Gold Card to qualify.

What are the eligibility requirements for the Back to School voucher program in New South Wales?

The Back to School voucher program in New South Wales offers up to $150 in vouchers per eligible student for school expenses.

Eligible students are primary school-aged children in years K-2.

They are identified by the NSW Department of Education as having a disability and attending a special school.

Additionally, eligible students are those in years 7-12, attending a government or non-government school, and holding a Centrelink Health Care Card, Centrelink Low Income Health Care Card, or Pensioner Concession Card.

State-Specific Programs: ACT’s Future of Education Equity Fund and Utilities Concession

  • The ACT government offers the Future of Education Equity Fund to help with the cost of education for students enrolled in preschool or school.
  • Eligible students can receive up to $750 per year in financial assistance.
  • The payment amount is calculated on a daily basis.
  • The ACT government also offers the Utilities Concession to help with the cost of ongoing utility bills such as electricity, gas, water, and sewerage services.
  • Eligible concession card holders can receive up to $750 per year in rebates.
  • To apply for the Utilities Concession, residents must have an ACT Service Access Card and apply through the ACT Revenue Office.

New South Wales: Back to School and Creative Kids Programs, Toll Relief Rebate Scheme, and More

  • The New South Wales state government offers several programs to help with the cost of living and education.
  • The Back to School voucher program provides up to $150 per eligible student towards school expenses.
  • The Creative Kids program provides up to $100 in vouchers per child per year for creative and cultural activities.
  • The Active Kids program provides up to $200 in vouchers per child per year for sports and recreation costs.
  • The Toll Relief Rebate Scheme offers up to $750 per year (up to $1,500 for eligible sole traders) for frequent toll users.
  • The Family Energy Rebate offers up to $180 per year for households with dependent children.
  • The Fertility Treatment Rebate offers $2,000 for eligible fertility treatments.
  • Eligibility requirements and application processes vary for each program.
  • The state government also provides a Savings Finder tool to help residents find other discounts, rebates, and subsidies they may be eligible for.

State and Territory Government Payments to Help with Cost of Living

Australian residents face a continually increasing cost of living, with every aspect of life from purchasing groceries to paying bills becoming more expensive, leaving them struggling to make ends meet.

Fortunately, state and territory governments offer various payments to help with the cost of living.

These payments provide financial support to low and fixed-income households, concession cardholders, and families with dependent children.

Eligibility requirements vary for the government’s financial support, including annual taxable income limits and concession card holders such as Centrelink Health Care Card, Centrelink Low Income Health Care Card, Commonwealth Seniors Health Card, or Pensioner Concession Card.

The ACT offers several support services and payments designed to help families with their education and utility costs.

The Future of Education Equity Fund provides financial assistance of up to $750 per year per student enrolled in a preschool or school.

The Utilities Concession, on the other hand, offers a cash rebate of up to $750 per year to eligible ACT residents towards their utility bills.

To find more discounts, rebates, and subsidies, use the Savings Finder tool available on the ACT government website.

State and Territory Government Rebates and Allowances

The NSW government provides a range of programs and initiatives to help families with education, tolls, and energy costs.

The Active Kids program offers up to a $200 voucher per child per year for sports and recreation costs.

The Back to School voucher program provides up to $150 in vouchers per eligible student for school expenses.

Meanwhile, the Toll Relief Rebate Scheme offers financial assistance of up to $750 per year for frequent toll users.

The NSW government also offers a range of rebates to eligible residents, including the Family Energy Rebate, which provides up to $180 per year to households with dependent children.

Families struggling with fertility issues can apply for the Fertility Treatment Rebate, which offers $2,000 in financial assistance for eligible fertility treatments.

Additionally, the Creative Kids program provides up to $100 in vouchers per child per year for creative and cultural activities.

In terms of concessions, eligible NSW residents can apply for the Cost of Living Concession, which offers up to $224.50 per year for low or fixed income households for general living expenses.

Northern Territory residents can apply for the Learn to Swim voucher, which provides financial assistance of up to $200 a year per child for swimming lessons.

Additionally, the Sports Voucher scheme provides eligible residents with up to $200 in vouchers per child per year for sport, recreation, and cultural activities.

Most other states and territories provide utility rebates or discounts to eligible residents, with Queensland and Victoria offering rebates on electricity and gas bills.

Both Queensland and South Australia offer a Clothing Allowance to help with the cost of school uniforms and similar items. Tasmania residents can take advantage of the Annual Electricity Concession, which provides a discount on electricity costs, while Western Australia residents can apply for the Energy Concession Extension scheme for electricity costs of up to $318 per year.

Other various financial rebates, such as the textbooks and resource allowance for years 7-12 students in Queensland, the Ticket to Play program in Victoria, which provides vouchers for sporting club registration, and the Camps, Sports, and Excursions Fund in South Australia.

Eligibility for concessions in Victoria and Western Australia includes Pensioner Concession Card, Health Care Card, and Veterans’ Affairs Gold Card holders.

In conclusion, states and territories throughout Australia offer a range of financial support services and payments to help residents with their daily living expenses.

While eligibility requirements vary, it is worth researching and applying for these financial support programs to help ease financial burdens.

Unclaimed Money in Australia: Understanding the Issue and How to Check for Lost Funds

Unclaimed money is a common issue in Australia, with an estimated $1.5 billion currently being held by authorities.

This money originates from lost bank accounts, investments, life insurance policies, and other sources.

When individuals move without updating their information with companies or financial institutions, their money becomes unclaimed.

ASIC (Australian Securities and Investments Commission) receives unclaimed money and holds it until the rightful owner claims the money; there is no time limit for claims.

Interest is calculated on unclaimed money starting from July 1, 2013.

Unclaimed bank accounts become inactive after 7 years with no deposits or withdrawals while life insurance policies become unclaimed 7 years after maturing.

Information on state government websites, Australian Taxation Office, and Services Australia could be useful in identifying unclaimed money.

Preventing Money from Becoming Unclaimed: Deposits, Updates, and Proactive Measures

One way to prevent money from becoming unclaimed is by making at least one deposit of any size once every 7 years.

Updating information with financial institutions and companies as necessary is also key to preventing money from being lost.

Keeping track of accounts, investments, and policies can also help individuals stay on top of their finances and avoid losing track of their money.

ASIC offers a free search for unclaimed money while other companies may ask for payment.

Individuals must lodge a claim if they find unclaimed money.

Records of unclaimed life insurance policies may have slightly different names from the policy owner to the insured.

ASIC provides the unclaimed money service solely for general information.

Top Side Hustles in Australia (2024)

Are you looking for a side hustle to boost your income and make some extra cash?

Whether you want to save up for a dream vacation, pay off debt, or just pad your bank account, there are plenty of side hustle opportunities out there that can help you reach your goals.

Here we’ve compiled a list of side hustles that you can try in Australia.

From online tutoring and translation services to pet-sitting and social media content creation, there’s something for everyone.

The Top 33 Side Hustles for 2024

Get ready to hustle and make some extra dosh with these less common and sophisticated side hustle ideas:

side hustles australia

1. Food delivery services

If you’re comfortable driving around town, food delivery services can be a flexible and fun side hustle. You’ll need a reliable vehicle and a smartphone to get started.

Check out Australian food delivery platforms like DoorDash, Menulog, Deliveroo, or Uber Eats.

Best food delivery platform: Doordash.

2. Freelance writing or copyediting

Do you have a way with words? Freelance writing or copyediting could be the side hustle for you. From blog posts to marketing materials, businesses are always in need of quality writing.

Check out Australian freelance platforms like Fiverr, Freelancer.com.au, Airtasker, or OzLance.

Best freelancer platform: Fiverr.

3. Virtual tutoring

Who says teaching has to be a full-time gig? Put your knowledge to work and become a virtual tutor. With the pandemic still hanging around like a bad smell, virtual tutoring has become increasingly popular. You can teach a wide range of subjects, from algebra to zoology.

Take advantage of Australian virtual tutoring platforms like Fiverr, Cluey Learning, YourTutor, or TeachMeNow.

Best tutoring platform: Fiverr.

Fiverr is an global online marketplace where you can turn your skills into cash by offering services to millions of clients. Sign up here.

4. Shares Trading

Are you interested in the stock market? Then trading shares might just be the side hustle for you. This involves buying and selling shares of public companies, with the aim to profit from the fluctuations in their prices. This can be a highly rewarding endeavor.

Popular platforms for Australians interested in share trading include Plus500 and Pepperstone.

Best trading platforms: see full list here.

5. Graphic design services

Got an eye for design? Use your skills to create logos, marketing materials, and other graphics for businesses and individuals. You’ll need a strong portfolio to attract clients, but once you do, the work can be steady.

Check out Australian graphic design platforms like 99designs, Canva, or DesignCrowd.

Best design services platform: Fiverr.

6. Cryptocurrency or NFT Trading

If you’re fascinated by the world of digital currencies, consider cryptocurrency trading as a side hustle. This involves buying and selling different cryptocurrencies like Bitcoin, Ethereum, and many more.

It’s a volatile market, which means it has potential for high returns, but also high risk.

Best crypto platform: Binance.

For Australians, Binance is one of the most recommended platforms for cryptocurrency trading.

7. Affiliate Marketing in the Crypto Space

Do you have a knack for sales and marketing? Then affiliate marketing in the crypto space might be a perfect side hustle for you. It involves promoting cryptocurrency-related products or services and earning a commission for each sale or click that comes from your referral.

Best platform: Binance.

Binance.com is a recommended platform for those looking to delve into crypto affiliate marketing. It offers a wide variety of crypto-related products for promotion and a comprehensive affiliate program + high commission rates. Sign up here.

8. Virtual bookkeeping or accounting

If you’re good with numbers, virtual bookkeeping or accounting can be a lucrative side hustle. You’ll need expertise in accounting principles and proficiency in bookkeeping software.

Sign up with Australian bookkeeping and accounting platforms like Bench, MYOB, or Xero.

9. Personal shopping or styling services

If fashion is your passion, consider personal shopping and styling services. You can provide services to individuals and businesses.

Check out Australian styling and shopping platforms like Thread Together, GlamCorner, or The Volte.

10. Personal training or fitness coaching

Are you a fitness enthusiast? Offer personal training or fitness coaching services. Sessions can be held in person or online, for individuals or groups.

Look into Australian fitness and personal training platforms like F45, Anytime Fitness, or Fitness Australia.

11. Social media content creation

If you’re creative and know your way around social media, offer social media content creation services to businesses. Join Australian content creation platforms like Canva, Adobe Spark, or Hootsuite and start creating awesome social media posts for your clients.

Best platform: Fiverr.

12. Event planning and coordination

If you have strong organizational and planning skills, event planning and coordination can be a fulfilling side hustle. You can plan weddings, corporate events, or private parties.

Consider Australian event planning and coordination platforms like One Fine Collective, SweetP Curation, or The Style Co.

13. Renting out a spare room on Airbnb

Do you have a spear room in your house? Why not rent it out? As a host, you’ll need to be hospitable and maintain the property.

Create an Airbnb profile and start listing your space. Alternatively, look into Australian Airbnb management services like MadeComfy, HeyTom, or Hometime.

14. Virtual assistance and administrative services

If you’re highly organized and detail-oriented, virtual assistance and administrative services could be the perfect side hustle. You can offer services like email management, scheduling, and data entry.

Check out Australian virtual assistance and administrative platforms like Time Etc, OkayRelax, or TaskBullet to begin offering your services.

15. Photography and videography services

Photography and videography services are perfect for those with an eye for capturing stunning images or creating captivating videos. Join Australian photography and videography platforms such as Snappr, Finder, or Carhoots.

Best platform: Fiverr.

16. Translation services

If you are bilingual or multilingual, translation services could be the perfect side hustle for you. Check out Australian translation platforms like TranslatorsCafe, Airtasker, or ProZ.

Best platform: Fiverr.

17. Renting out your car

If you have a car that you don’t use often, consider renting it out to people who need it. List it on Australian car-sharing platforms such as Car Next Door, DriveMyCar, or Turo.

18. Web design and development services

Web design and development services are a lucrative side hustle for those with the skills and expertise. Join Australian web design and development platforms like Codeable, Upwork, or Freelancer.com.au.

19. Influencer

If you have a significant social media following, you can become a social media influencer and earn money through sponsored posts, partnerships, and affiliate marketing. Consider joining Australian influencer marketing platforms such as Tribe, The Right Fit, or Social Soup.

20. Mobile car wash and detailing services

Mobile car wash and detailing services can be a profitable side hustle for those willing to get their hands dirty. Offer services such as washing, waxing, and detailing cars at customers’ homes or workplaces. Join Australian car detailing platforms such as Detail Green, Ecowash Mobile, or Magic Hand Carwash.

21. Writing and publishing e-books

Writing and publishing e-books is a great side hustle for those with a talent for writing. Sell them on platforms like Amazon Kindle Direct Publishing or Apple iBooks.

22. Social media management

Are you a master of social media? Help businesses elevate their online presence with social media management. You’ll be in charge of crafting content, responding to customers, and monitoring the company’s online reputation.

Consider signing up with Australian social media management platforms like Later, Sked Social, or Sendible.

Best platform: Fiverr.

23. Online surveys

Looking to earn extra cash on the side without leaving the house? Fill out online surveys and get paid for your opinions! Sign up with Australian survey platforms like Swagbucks, Toluna, or Pureprofile.

24. Lawn care and landscaping services

If you don’t mind getting your hands dirty, lawn care and landscaping services can be a profitable side hustle. Whether it’s mowing lawns, trimming hedges, or planting flowers, there’s always a demand for landscaping services.

Create a website or social media page to market your services, or sign up with Australian lawn care platforms like Jim’s Mowing, VIP Home Services, or GreenSocks.

25. Selling handmade goods

Are you a creative genius with a knack for making unique handmade goods? Sell them online and make a profit! Set up shop on platforms like Etsy, Madeit, or Redbubble and showcase your skills to a global audience.

Best platform: Etsy.

26. Renting out equipment

Got gear sitting around gathering dust? Rent it out and make some cash! Join Australian equipment-sharing platforms like Open Shed, ToolMates, or Spacer and start renting out your gear to those who need it.

27. Language teaching

If you’re bilingual or multilingual, offer language teaching and translation services to individuals and businesses. Join Australian language platforms like italki, Tandem, or VerbalizeIt and start helping people communicate better.

Best platform: Fiverr.

28. Dog walking and pet sitting

If you’re a dog lover (or any animal, really), why not turn that love into a side hustle? With pet owners constantly on the go, there’s always a demand for dog walking and pet sitting services.

Create a profile on a local pet care platform like Mad Paws, PetCloud, or Pawshake.

29. Virtual event planning

With the pandemic changing the way we interact, virtual events have become the norm. If you have excellent organizational skills and a flair for creativity, offer your services as a virtual event planner. Join Australian event planning platforms like EventBrite, Canva, or GoToWebinar and start making memorable virtual events.

30. House cleaning and housekeeping services

If you’re a stickler for cleanliness and enjoy keeping things tidy, offer house cleaning and housekeeping services. Join Australian cleaning platforms like Airtasker, Oneflare, or HouseProud and start making homes sparkle.

31. Personal shopping and styling services

If you have an eye for fashion and love helping others look their best, offer personal shopping and styling services. Join Australian personal shopping platforms like The Iconic, Stylerunner, or Westfield and start dressing up your clients.

32. House-sitting services

If you don’t mind house sitting, offer your services as a house and pet sitter. Join Australian house and pet sitting platforms like Aussie House Sitters, Trusted Housesitters, or Mindahome and start taking care of other people’s homes and furry friends.

33. Virtual assistant services

If you’re organized, tech-savvy, and have great communication skills, offer virtual assistant services to busy professionals. Join Australian virtual assistant platforms like Fiverr, Time Etc., or VA Platinum and start helping people get things done.

By the way, here are the best money-making apps in Australia or if you want more ideas check out the money-making ideas from home.

Frequently Asked Question – Side Hustles in Australia

Starting a side hustle can be an excellent way to earn extra income and pursue your passions. However, before you dive in, there are a few things to consider:

  • Time commitment: Starting a side hustle requires a significant time investment, especially in the beginning stages. Make sure you have enough time to devote to your new venture without compromising your other responsibilities.
  • Market demand: Before launching your side hustle, research the market demand for your product or service. Is there a need for what you’re offering? Are people willing to pay for it?
  • Legal requirements: Depending on your side hustle, you may need to obtain a business license, register with your state, or obtain insurance. Make sure you understand the legal requirements for your specific venture.
  • Financial investment: Starting a side hustle often requires some financial investment upfront. Consider the costs of supplies, equipment, and marketing before launching your venture.
  • Work-life balance: Starting a side hustle can be exciting, but don’t let it take over your life. Make sure to set boundaries and prioritize self-care to maintain a healthy work-life balance.

By considering these factors, you’ll be better equipped to start a successful and sustainable side hustle.

How do you start a side hustle?

Looking to earn extra cash? Consider a side hustle! First, identify a niche. What’s your passion, talent, or expertise? Monetize it! Next, craft a compelling brand. Make it memorable and share-worthy. Then, hustle! Promote your side gig via social media, local events, or word-of-mouth. Be patient, persistent, and proactive. With time and effort, your side hustle can evolve into a lucrative enterprise. So, start hustlin’ today!

What side hustles pay the most?

Looking for a side hustle that can line your pockets with extra cash? Consider some of these top-earning gigs that can help you achieve financial freedom. First, if you’ve got a passion for photography, why not turn your hobby into a profitable venture? Try selling your snaps to stock photo websites or offering your services as a freelance photographer. Or, if you’ve got a green thumb, consider starting a small garden or lawn care business. With a little hard work, you can rake in some serious green. Another lucrative option is becoming a consultant or coach in your area of expertise. Don’t settle for a side hustle that just scrapes by – aim high and make your bank account sing!

What is the best side hustle in Australia?

One of the best side hustles in Australia is none other than pet-sitting. With so many Aussies having furry companions, there’s no shortage of opportunities to earn a little cash by taking care of someone else’s pets. Plus, spending time with cute critters is sure to put a smile on your dial.

Finding the perfect side hustle

First off, get creative! Don’t limit yourself to the same old cookie-cutter options. Instead, brainstorm some quirky, niche ideas that play to your strengths.
Secondly, consider your lifestyle. Do you want to work from home, or do you prefer being out and about? Once you’ve figured out your priorities, it’s time to hustle, hustle, hustle! Reach out to potential clients, advertise on social media, and network like a boss.

With a little persistence and a lot of passion, you’ll be well on your way to side hustle success in no time!